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Job Description


Credit Assessment Officer - Home Loan Assessments  

ANZ Bank

Jobs For Freshers

Paid-Fixed-Range- 600000 - 1000000 Annually


Finance - Financial Analysis & Projects

Listed On Apply By
- 12/02/2020
Work Start Duration
On 13/01 NA

Position Profile

Position Type

Jobs For Freshers

Functional Area


Position Duration


Workplace Type

Work from Office

Time Commitment

Full Time

Work Hours

9 Hours per Day(s)

Location of Work

Bengaluru (10)

  • Position Summary

    Access home loan applications from our customers/ brokers, also applying the Credit Approval Discretion (part of credit analysis) for processing their home loans. This is done by researching customer requests by gathering all relevant information/data, ensuring all available avenues and sources of i

  • Job Role

    ·         Apply lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicant's credit worthiness

    ·         Adhere to Group Credit Policy and Code of Banking Practice with the objective of maximising revenue and minimising risk

    ·         Exercise thorough credit worthiness assessment and sound decision-making

    ·         Ensure the process is followed to meet audit and risk compliance

    ·         Ensure timely and accurate processing of work for both internal and external customers in line with expectations and within the agreed criteria set out in Service Level Agreements and established policies

    ·         Ensure the required productivity targets are met on a daily basis for Home Loan Assessment vertical

Position Rewards

  • Position Financial Rewards

    Paid-Fixed-Range 600000 - 1000000 Annually

  • Candidate will be entitled to

    Performance Awards

Required Candidate Profile

  • Education Level

    Post Graduate Level (Degree Course(s), Diploma Course(s), Professional Qualification / Certification)

  • Preferred Courses

    MBA, MBE

  • Skill Requirement
  • Gender


  • Candidate Current Location


  • Any Other Preferences

    • Strong oral and written communication skills
    •  Analytical and problem solving skill
    •  Accuracy and attention to details
    • Flexibility to work in rotational shifts
    • Post graduates with Finance expertise is preferred


Important Information

Work Start Date

On 13/01

Apply By


  • Number of Positions

    Bengaluru : 10

Assessment Questions

  • Subjective Questions

    Q 1 Are you available to join the Jobs For Freshers Position on the specified date. If not please advise your availability ?

  • Objective Questions

    Q 1Are you currently located in Delhi ?

    Q 2Are you willing to relocate to Bengaluru? ?